PayPal just experienced its worst security nightmare in years, and the timing couldn’t be more catastrophic. German banks blocked over 10 billion euros in PayPal transactions on Monday after detecting millions of suspicious direct debits, while hackers simultaneously claimed they’re selling 15.8 million PayPal account credentials on ‘dark web’ forums. Whether these events are connected…

Your credit score used to depend on five simple factors; Now an algorithm might deny your payday loan because you shop at discount stores, use all caps in text messages, or charge your phone at unusual hours. Welcome to the brave new world of AI-powered credit decisions, where machines know more about your financial future…

Bank security has never been more robust than 2025, where a bank knows you’re going to be scammed before you do. That still sounds like ‘vanilla sky’ level science fiction to some, but it’s happening right now, every second, across millions of transactions world-wide. Banks are wielding artificial intelligence like a digital crystal ball, spotting…

Visa’s first African data centre launched in Johannesburg last month, promising to revolutionize digital payments across the continent. The move represents a massive infrastructure investment that could accelerate financial inclusion for millions of unbanked Africans. But it also creates a tempting new target for cybercriminals. The timing feels both opportune and risky. South Africa’s digital…

UK banks face an unprecedented cybersecurity crisis that extends far beyond traditional institutional boundaries. Recent devastating attacks on major retailers reveal how deeply interconnected the financial ecosystem has become, creating systemic risks that threaten the entire banking infrastructure. Retail Breaches Expose Banking’s Hidden Vulnerabilities The April 2025 cyber assault on Britain’s retail giants sent shockwaves…

In a groundbreaking move that could significantly enhance digital safety for millions of people, Co-op has announced a strategic partnership with The Hacking Games, a UK-based social impact business. This collaboration represents a shift from reactive cybersecurity measures to proactive protection by identifying and nurturing young cyber talent for ethical careers. The Safety Imperative The…